What's my claim worth?
Plenty of websites promise to tell you. None of them can. Most just hand you to a law firm, which usually won’t tell you either until you’ve signed over 33.3% of your settlement.
The best way to know what your claim is worth is to get the insurer’s best offer before you hire a lawyer. Then ask a few lawyers what they think, and whether they’d take your case and be paid only on what they get the insurer to pay above that offer. Mighty does all of this for you, free.
How you find out what it's worth
You need two things: a real offer from the at-fault driver's insurer, built on your records and bills, and, if you want it, a second opinion from lawyers. Mighty gets you both, free. It's a technology company, not a law firm.
Between the two, you'll know where you stand. Then you decide: keep all of it, or sign with a lawyer.
We won't hand you off to a lawyer
Many people resolve their claim with Mighty alone. If you want a lawyer, it's your call, and we'd suggest deciding once you have the insurer's best offer.
We're not against lawyers. We're against starting with one before you know whether your claim needs one.
FAQ
No. It tells you whether the firm will take your case. And even that is not that informative because most lawyers will take most cases if they're guaranteed to take a fee on your whole settlement, even the part that the insurer would have paid you without their help. Nobody can tell you what your claim is worth, a lawyer included, without your records, your bills and the insurer's policy limits.
Not in a way you can rely on. A settlement calculator only knows what you type in. An insurer builds its offer from your records, bills and police report, and that's where a real number comes from. For instance, you could have a million-dollar case, but there may only be $100,000 of insurance coverage to pay you. Is your case worth $1 million or $100,000, or is it worth $66,666.67 if a lawyer takes a third?
Many claim value pages are really just lead generation for law firms. And you'll know in seconds because after they ask you questions, they'll tell you a law firm is going to call. We're not against law firms. We're against starting with them. Mighty can be paid by lawyers too. The difference is that with Mighty, you can go from start to finish without ever sharing your case with a lawyer. And we discourage almost everyone from starting with a lawyer before they have the insurer's best offer.
No. Mighty gets you the insurer's best offer and second opinions from lawyers, free. You don't sign with a lawyer to find out what your claim is worth, and you don't have to accept the offer. The decisions that bind you, like accepting an offer or settling, are always yours.
The Insurance Information Institute says that in 2024, insurers paid an average of $28,278 per injury claim against an at-fault driver. That's an average of many very different claims, so it can't tell you what yours is worth.
A real answer starts with your real records
