Is Your Insurance Offer Fair?
Get a Second Opinion in Seconds.
Before you accept, see what the insurer’s offer is built on. Mighty is free.
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How To See If Your Offer Is Fair
It’s Not The Size Of The Check.
It’s How Much You Keep.
A lawyer’s fee is usually about a third of your whole settlement, even the part the insurer would have paid you anyway. Many people resolve their claim with Mighty alone, for free. If you want a second opinion, we can share your case with lawyers from our network, who are paid only on what they add above your offer.
A Higher Offer With A Lawyer Doesn’t Mean More Money In Your Pocket.
To do better than your current offer, a lawyer would have to add substantially more than their fee.
Stan M.
"Unbelievably easy. Clear advice, quick responses, and real results. I got far more than I expected from my settlement. Absolutely a 10 out of 10. I’d tell anybody to use it."
Jamie K.
"Traditional personal-injury lawyers didn’t want my case and made everything feel slow. Mighty handled it quickly, gave great suggestions, and wrapped it up before anyone else would have even started."
Ask Mighty Anything. 24/7.
Mighty's AI is available 24/7 to answer questions about your case or the insurance process. Want to understand what your offer is based on, the pros and cons of hiring a lawyer, or even mental and physical health challenges after an accident? Just ask.
Any word from the insurance company yet?
Not yet. We sent them your updated case file on March 4 and asked for their best offer. We'll tell you as soon as they reply.
Mighty watches your claim, so you don't have to. When something changes, like an updated police report or a new offer from the insurer, we let you know.
Thanks, that was fast!
Great news, we got the police report from the NYPD at no cost to you and sent it to the insurer. You can open it any time from your case file.
FAQ
For many straightforward cases, yes. The math works like this: because accident lawyers take 33% off the top, they have to increase your insurance offer by 50% just for you to break even. So a $10,000 offer with a lawyer taking a $3,333 fee puts less in the pocket of an injured consumer than a $6,500 settlement with no lawyer, for instance. With Mighty, you keep 100% of the settlement. We focus on the actual money that hits your bank account rather than just the total settlement number.
If the insurance company refuses to make a fair offer, we will connect you with a vetted lawyer for a free second opinion. We’ll help you find a lawyer to guarantee they only get paid if they can improve your offer. If an lawyer isn't willing to make that guarantee, it’s a signal that your current insurance offer may already be fair.
Mighty is a technology company, not a law firm. Mighty's free AI helps you build a claim file, submit it to the insurance company, and get a settlement offer. From there, you can settle through Mighty and keep 100%, or have lawyers from our network bid on whether they can win you more.
Mighty doesn't charge you anything, even when you use Mighty’s AI to settle directly with insurance. The only time we make money is if you hire a lawyer from our network. In those cases, that lawyer may pay us a lead generation fee. The fee comes from the lawyer, not from you, and you'll never pay more than you would have otherwise.
Yes. Mighty comes with no obligation. If you want to hire a lawyer, you can always do that.
If you've only contacted a lawyer, you haven't committed to anything. You can still use Mighty to build your case file and get the insurer's offer first, then decide whether you want a lawyer at all. If you've already hired one, your lawyer handles your claim, and Mighty can only give you general information.
Yes. Mighty shows you clear, data-backed information about your claim, and you stay in control at every step.
Get started in minutes
Tell us what happened. Mighty builds your case file and gets you a real offer from the insurer. Then you decide: keep it, or see if a lawyer can improve on it. It's free.