Mighty is a technology company, not a law firm. Its AI gathers, organizes, and presents the injury claim directly to the insurer, so many claims resolve fairly without needing a lawyer.
If you received a letter from Mighty, here's what's happening and what to expect.
Someone with a claim you're handling is using Mighty, and they've authorized us to gather, organize, and present it for them. We reach out the same way a claimant would, with the records and detail organized up front.
We're not on your side, and we're not against you. We're on the injured person's side. But doing right by them, getting them an organized case file and a real offer, happens to be good for you too. We don't hide that. We build on it.
So our interests line up. A good offer up front is in your interest too, since a lawyer getting hired means more cost, more delay and the possibility of litigation.
Once the insurer has all the information and has made their best offer, it goes to a network of vetted lawyers for review, along with the complete file. A lawyer takes a case only if they believe they can improve on your offer, and is paid only on the amount obtained above it. The stronger the offer you make, the less room there is for a lawyer to be paid anything at all. If no lawyer wants to represent the consumer on those terms, that tells the consumer something useful about the offer already in hand.
We also show injured people what a lawyer's fee would cost them, before they decide.
The injured person never pays Mighty. We don't charge fees, take a percentage of the settlement, or reduce the amount they receive.
Some people choose to connect with someone else along the way, like a lawyer, or someone who works on getting their medical bills reduced. That person may pay Mighty a fee out of what they’d charge anyway, so the injured person’s price isn’t higher because Mighty is involved. None of it changes your claims process.
Our incentives don't push anyone away from a settlement.
No. Mighty doesn't value the claim. What to offer stays with the insurer, and whether to accept stays with the injured person. The injured person learns what the claim is worth from the insurer's offer and from whether lawyers think they can improve on it.
No. Mighty is a technology company, not a law firm. It doesn't act as anyone's lawyer. It gathers the records, sends the claim to the insurer, and asks for an offer. The injured person decides whether to accept it.
No. Claims professionals continue making liability, coverage, and settlement decisions. Mighty gathers, organizes and presents the injured person's claim.
No. Mighty is designed to fit within existing claim workflows.
