Find the right Kentucky car accident lawyer for your case.
You don’t have to aimlessly search online or call the number on a billboard.
We’ve got a list of Kentucky auto accident lawyers you can call now.
Kentucky Injury Law Center
941 Lehman Ave, Ste 201, Bowling Green, KY 42101
Hughes & Coleman
1256 Campbell Lane, Ste. 201, Bowling Green, KY 42104
Wilt & Thompson, PLLC
13113 Eastpoint Park Blvd. Suite A, Louisville, KY 40223
Isaacs & Isaacs, P.S.C.
1601 Business Center Ct, Louisville, KY 40299
Alex R. White, PLLC
908 Minoma Ave, Louisville, KY 40217
What’s the first thing your Kentucky car accident lawyer will do to settle your case?
Once you hire a lawyer (and they determine that you do have a case) their first step is filing a demand letter with the insurance company of whoever hit you. This is a complex document that establishes the facts of your accident, and shows the insurer that you are a serious plaintiff with a real case.
Car accident lawyers are experienced in drafting these letters in an airtight fashion with all the right information to get you a settlement.
What are the next few steps your Kentucky car accident lawyer will take?
Most people who get into a car crash are confused about what comes next in terms of getting a settlement. There can be a lot of “moving pieces.” And it’s easy to lose your bearings if you’re new to this process. Below, we’ll try to demystify things for you.
You choose a lawyer to take your case
It all starts with hiring a lawyer to get the ball rolling. Most offer free initial consultations, so that you can share what happened to you, and feel out if they are the lawyer you want to work with.
During the consultation, the lawyer will ask you questions about your accident: what happened, where it happened, who saw it, what injuries you sustained, who your insurance provider is, and more. From there, the lawyer will break down how they charge for their services, and what legal fees you can expect.
A few things to expect during your initial consultation with a lawyer:
- Signing a medical release form (so the lawyer can access your medical records).
- Discussing all of your legal options (such as whether to pursue a settlement with whoever hurt you, or whether to file a lawsuit against them).
- Asking all of the questions you have, in order to feel confident that this lawyer is right for you.
Your lawyer investigates the details of your case
Once you officially hire a lawyer, they will kick off a process known as “discovery.” That’s when the lawyer asks you follow-up questions about your case. Gathers important documents from police, hospitals, and insurance companies. And collects sworn statements from you (called “depositions”) that, if a lawsuit is filed, will be submitted to the courts.
A few things to expect when your lawyer starts the discovery process:
- Waiting for the process to unfold (every case differs, but it’s common for discovery to take some time!).
- Responding promptly to your lawyer’s questions (the faster you supply key information, the faster they can resolve your case).
- Being 100% truthful in sworn statements (lying or omitting information will reduce your chances of securing a settlement).
You decide whether to settle your case or sue
Finally — after the lawyer you hire finishes the discovery process — you will decide whether to settle your injury case out of court. Or whether to file a lawsuit for a higher reward. Most cases end in settlement, but you’ll want to make this decision based on the details of your unique case. (Your lawyer, of course, will provide their professional opinion on which way to go.)
A few factors to consider when deciding whether to settle or sue:
- How high are your chances of winning at trial?
- How much will it cost to pursue a trial (and how long will it take)?
- How much more money does your lawyer think you can win in court versus an out-of-court settlement?
What do Kentucky car accident lawyers charge?
A car accident lawyer charges for their services using a contingency model. What this means is that if you’ve been in an accident, a lawyer will take your case and pursue a settlement for you at no up-front cost.
In exchange, you promise that lawyer a percentage of the proceeds from your settlement. When your case settles, the lawyer takes their cut first, and you receive the remaining amount. If the lawyer fails to settle your case, you pay nothing.
Naturally, you want the best legal representation you can get, for the smallest bite out of your settlement.
To help you select the best lawyer for your case, we’ve provided a directory of car accident lawyers in Kentucky that you can consider, or call to receive more information.
What if I need treatment, but I don’t have medical insurance?
If you’ve been injured in a car accident but don’t have health insurance, what can you do to obtain the treatment you need? This is more common than a lot of folks think, and it’s important to know that you have two solid options.
If you don’t have health insurance privately or through your employer, you may qualify for Medicaid. This is a federal program that gives health insurance to low income earners at the state level. Visit Kentucky’s Medicaid office to see if you qualify.
If you do, Medicaid will pay your medical bills from that point forward. They may even pay some of your past bills.
Personal Injury Liens
Another option that not everyone knows about is to finance your medical treatment with a personal injury lien. (Also known as a Letter of Protection, or LOP.) This is when a doctor treats you for no up-front cost, in exchange for some of the proceeds of your future settlement. When your case settles, your doctor gets paid first, and you receive the remaining amount.
This same arrangement can also be used to obtain day-to-day spending money (for bills, food, rent, and so forth) while you are waiting for your case to settle. Your lawyer — once authorized by you — can issue the LOP on your behalf to the doctor or medical facility providing you treatment.
Most Kentucky auto accident lawyers are experienced with setting up personal injury liens for clients who need to finance medical care this way.
Auto Accident Statistics That Kentucky Car Accident Lawyers Consider
If you’ve been in a crash, rest assured that you are far from alone. Here are the most recent available statistics for auto accidents in Kentucky:
- 732 individuals were killed in fatal car accidents throughout Kentucky in 2019 according to the Insurance Institute For Highway Safety.
- That averages to 16.2 deaths per every 100,000 individuals in the state population.
- 357 of the total number of fatal accidents involved one vehicle, and the other 375 involved multiple.
- 316 of those killed in Kentucky crashes that year were driving in a passenger vehicle.
- 209, meanwhile, lost their lives in a pickup truck or an SUV.
- 9 of the slain drivers and passengers were riding in large trucks.
- 92 of the accident victims were riding a motorcycle.
- 73 of the deceased were actually pedestrians.
- 5 of those who passed on were riding bicycles.
- Added to this, the Federal Highway Administration reported that 2,731 individuals suffered “serious injuries” in connection with a car crash in 2019.
Relevant Laws That Kentucky's Car Accident Lawyers Know
As a recent auto accident victim, you may be wondering about the legal requirements involved in pursuing a settlement. As well as the risks of driving without car insurance in Kentucky.
- The deadline for filing a lawsuit related to injuries or property damage from an accident in Kentucky is two years per Kentucky Revised Statutes section 304.39-230.
- Kentucky follows a pure comparative fault rule, which means that you can seek and recover financial relief even if you were the one primarily responsible for the accident in question.
- Kentucky is also one of a dozen or so states with no-fault car insurance laws, which state that you will generally need to use your insurance policy for medical bills and property damage before seeking further relief via the courts.
- A $500 fine, up to 90 days in jail, $40 reinstatement fee, and 1 year’s loss of driving privileges await your first offense of being caught driving without car insurance in Kentucky.
- For subsequent offenses, the fine jumps to $1,000 - $2,500, jail time jumps to 180 days, and driving privileges are suspended for 1 added year per each subsequent offense.
Kentucky Car Accident Lawyer Prep: Fast Facts on Drivers & Vehicles
One factor that influences how safe (or dangerous) it is to drive in a given state are the number of drivers out on the road. Here are some key statistics for 2019, the most recent year for which these data were collected:
- There are 3,030,329 licensed drivers in Kentucky.
- There are 1,644,497 licensed vehicles in Kentucky.
If you're injured, there are Kentucky accident lawyers who can help
We know this isn’t a position you ever wanted to be in. It’s scary, confusing, and you would love nothing more than to just put it all behind you.
The good news is: you don’t need to call the first Kentucky auto accident lawyer you see on a billboard. (And hope they take good care of you.) And you don’t need to choose someone at random after aimlessly looking online. We’ve organized a list of Kentucky accident lawyers right here on this page, with full contact information in one tidy chart.
This way, you can pick one, call them up, and start getting justice.