Find the right Rhode Island car accident lawyer for your case.
You don’t have to aimlessly search online or call the number on a billboard.
We’ve got a list of Rhode Island auto accident lawyers you can call now.
55 Cedar St, Suite 100, Providence, RI 02903
Rob Levine & Associates
544 Douglas Avenue, Providence, RI 02908
Bottaro Law Firm
756 Eddy St., Providence, RI 02903
The Law Offices of Michael F. Campopiano, Inc.
127 Dorrance Street – 4Th Floor, Providence, RI 02903
Hamel, Waxler, Allen, & Collins
395 Smith Street, Providence, RI 02908
What’s the first thing your Rhode Island car accident lawyer will do to settle your case?
Once you hire a lawyer (and they determine that you do have a case) their first step is filing a demand letter with the insurance company of whoever hit you. This is a complex document that establishes the facts of your accident, and shows the insurer that you are a serious plaintiff with a real case.
Car accident lawyers are experienced in drafting these letters in an airtight fashion with all the right information to get you a settlement.
What are the next few steps your Rhode Island car accident lawyer will take?
Most people who get into a car crash are confused about what comes next in terms of getting a settlement. There can be a lot of “moving pieces.” And it’s easy to lose your bearings if you’re new to this process. Below, we’ll try to demystify things for you.
You choose a lawyer to take your case
It all starts with hiring a lawyer to get the ball rolling. Most offer free initial consultations, so that you can share what happened to you, and feel out if they are the lawyer you want to work with.
During the consultation, the lawyer will ask you questions about your accident: what happened, where it happened, who saw it, what injuries you sustained, who your insurance provider is, and more. From there, the lawyer will break down how they charge for their services, and what legal fees you can expect.
A few things to expect during your initial consultation with a lawyer:
- Signing a medical release form (so the lawyer can access your medical records).
- Discussing all of your legal options (such as whether to pursue a settlement with whoever hurt you, or whether to file a lawsuit against them).
- Asking all of the questions you have, in order to feel confident that this lawyer is right for you.
Your lawyer investigates the details of your case
Once you officially hire a lawyer, they will kick off a process known as “discovery.” That’s when the lawyer asks you follow-up questions about your case. Gathers important documents from police, hospitals, and insurance companies. And collects sworn statements from you (called “depositions”) that, if a lawsuit is filed, will be submitted to the courts.
A few things to expect when your lawyer starts the discovery process:
- Waiting for the process to unfold (every case differs, but it’s common for discovery to take some time!).
- Responding promptly to your lawyer’s questions (the faster you supply key information, the faster they can resolve your case).
- Being 100% truthful in sworn statements (lying or omitting information will reduce your chances of securing a settlement).
You decide whether to settle your case or sue
Finally — after the lawyer you hire finishes the discovery process — you will decide whether to settle your injury case out of court. Or whether to file a lawsuit for a higher reward. Most cases end in settlement, but you’ll want to make this decision based on the details of your unique case. (Your lawyer, of course, will provide their professional opinion on which way to go.)
A few factors to consider when deciding whether to settle or sue:
- How high are your chances of winning at trial?
- How much will it cost to pursue a trial (and how long will it take)?
- How much more money does your lawyer think you can win in court versus an out-of-court settlement?
What do Rhode Island car accident lawyers charge?
A car accident lawyer charges for their services using a contingency model. What this means is that if you’ve been in an accident, a lawyer will take your case and pursue a settlement for you at no up-front cost.
In exchange, you promise that lawyer a percentage of the proceeds from your settlement. When your case settles, the lawyer takes their cut first, and you receive the remaining amount. If the lawyer fails to settle your case, you pay nothing.
Naturally, you want the best legal representation you can get, for the smallest bite out of your settlement.
To help you select the best lawyer for your case, we’ve provided a directory of car accident lawyers in Rhode Island that you can consider, or call to receive more information.
What if I need treatment, but I don’t have medical insurance?
If you’ve been injured in a car accident but don’t have health insurance, what can you do to obtain the treatment you need? This is more common than a lot of folks think, and it’s important to know that you have two solid options.
If you don’t have health insurance privately or through your employer, you may qualify for Medicaid. This is a federal program that gives health insurance to low income earners at the state level. Visit Rhode Island’s Medicaid office to see if you qualify.
If you do, Medicaid will pay your medical bills from that point forward. They may even pay some of your past bills.
Personal Injury Liens
Another option that not everyone knows about is to finance your medical treatment with a personal injury lien. (Also known as a Letter of Protection, or LOP.) This is when a doctor treats you for no up-front cost, in exchange for some of the proceeds of your future settlement. When your case settles, your doctor gets paid first, and you receive the remaining amount.
This same arrangement can also be used to obtain day-to-day spending money (for bills, food, rent, and so forth) while you are waiting for your case to settle. Your lawyer — once authorized by you — can issue the LOP on your behalf to the doctor or medical facility providing you treatment.
Most Rhode Island auto accident lawyers are experienced with setting up personal injury liens for clients who need to finance medical care this way.
Auto Accident Statistics That Rhode Island Car Accident Lawyers Consider
If you’ve been in a crash, rest assured that you are far from alone. Here are the most recent available statistics for auto accidents in Rhode Island:
- A full 57 people were killed on Rhode Island’s roads in 2019 per the Insurance Institute For Highway Safety.
- Cutting it differently –– 5.7 people died in an accident per 100,000 people in the state.
- Of the total number of deadly wrecks, 38 were one-car affairs and the other 19 involved two or more.
- 25 of this small state’s vehicle accident casualties rode in passenger cars.
- 10 more that year’s crash victims were in pickup trucks or SUVs.
- None of the victims were driving large trucks that year.
- 13 of those who perished were riding a motorcycle at the time of the accident.
- 8 more of the deceased travelers were pedestrians struck by other motorists.
- None of the victims that year were bicyclists.
- As if this weren’t enough carnage, 308 more people experienced a “serious injury” from a 2019 vehicle wreck in Rhode Island, according to the Federal Highway Administration.
Relevant Laws That Rhode Island's Car Accident Lawyers Know
As a recent auto accident victim, you may be wondering about the legal requirements involved in pursuing a settlement. As well as the risks of driving without car insurance in Rhode Island.
- You have three years to file a lawsuit related to injuries from an accident in Rhode Island, states Rhode Island General Laws section 9-1-14.
- You have ten years (a high among all states) to file a lawsuit for vehicle damage from an accident, pursuant to Rhode Island General Laws section 9-1-13.
- Rhode Island follows a “pure comparative fault” rule, which allows you to seek and obtain financial relief even in the event of an accident you were primarily responsible for causing.
- In Rhode Island, you are legally required to report to the police any auto accident that injures or kills someone, or that causes at least $1,000 worth of property damage.
- The first offense penalty for driving without car insurance in Rhode Island is a $100 - $500 fine, 3 months suspension of your driver’s license and vehicle registration, a $30 administrative reinstatement fee, a $151 license reinstatement, $250 registration reinstatement fee, a $250 insurance reinstatement verification fee, and the requirement to keep an SR-22 certificate for 1 year.
- On second and third offenses, the fine goes up to $500 and $1,000, respectively, while the length of suspension rises to 6 months and 1 year, respectively.
Rhode Island Car Accident Lawyer Prep: Fast Facts on Drivers & Vehicles
One factor that influences how safe (or dangerous) it is to drive in a given state are the number of drivers out on the road. Here are some key statistics for 2019, the most recent year for which these data were collected:
- There are 761,046 licensed drivers in Rhode Island.
- There are 381,767 licensed vehicles in Rhode Island.
If you're injured, there are Rhode Island accident lawyers who can help
We know this isn’t a position you ever wanted to be in. It’s scary, confusing, and you would love nothing more than to just put it all behind you.
The good news is: you don’t need to call the first Rhode Island auto accident lawyer you see on a billboard. (And hope they take good care of you.) And you don’t need to choose someone at random after aimlessly looking online. We’ve organized a list of Rhode Island accident lawyers right here on this page, with full contact information in one tidy chart.
This way, you can pick one, call them up, and start getting justice.